0% P.A. Comparison Rate On Select BMW X1, X3 and X5 xDrive30d Models.

Available only on a 12-month BMW Full Circle loan with a maximum amount financed & a minimum customer deposit of up to 20% required.

Experience the BMW X range with a short-term finance solution designed to give you confidence today — and flexibility tomorrow.

Enjoy 0% p.a. Comparison Rate for 12 months on a maximum amount financed, across new and demonstrator BMW X1 sDrive18i, X1 sDrive20i, X3 20 xDrive, X3 30e xDrive and X5 xDrive30d models.

Plus with a BMW Full Circle Guaranteed Future Value you can choose what happens at the end of your term. Let it be a simple upgrade, keep your BMW, or hand it back in line with agreed conditions, the choice will be yours.

Whether you choose the urban all-rounder X1, the electrified BMW X3 30e xDrive or the power packed BMW X5 xDrive30d, this offer gives you the freedom to drive with certainty now, without locking you into long-term commitments.

Offer valid on new and demonstrator BMW X1 sDrive18i, X1 sDrive20i, X3 20 xDrive, X3 30e xDrive and X5 xDrive30d models with finance applications submitted and approved with vehicles ordered and delivered between 01.04.2026 and 31.05.2026. To be eligible for the rate offer, there is a maximum amount we will finance for each model as outlined below and you’ll need to make a minimum deposit of up to 20% for the balance of the vehicle drive away price (which will vary depending on vehicle selected).

Plus, enjoy complete peace of mind with complimentary 5-year warranty and 3-years roadside assistance^.

The BMW X1 sDrive18i with BMW Finance

Comparison Rate: 0% p.a.

Maximum Finance amount: $54,700

Customer Deposit Required: At least 20% of the vehicle drive away price

Finance set up fees: $0

Find your next BMW X1 sDrive18i: BMW X1 Stock Locator

Model eligibility: New and demonstrator BMW X1 sDrive18i models

The BMW X1 sDrive20i with BMW Finance

Comparison Rate: 0% p.a.

Maximum Finance amount: $65,800

Customer Deposit Required: At least 20% of the vehicle drive away price

Finance set up fees: $0

Find your next BMW X1 sDrive20i: BMW X1 Stock Locator

Model eligibility: New and demonstrator BMW X1 sDrive20i models

The BMW X3 20 xDrive with BMW Finance

Comparison Rate: 0% p.a.

Maximum Finance amount: $84,900

Customer Deposit Required: At least 10% of the vehicle drive away price

Finance set up fees: $0

Find your next BMW X3 20 xDrive: BMW X3 Stock Locator

Model eligibility: New and demonstrator BMW X3 20 xDrive models

The BMW X3 30e xDrive with BMW Finance

Comparison Rate: 0% p.a.

Maximum Finance amount: $102,400

Customer Deposit Required: At least 10% of the vehicle drive away price

Finance set up fees: $0

Find your next BMW X3 30e xDrive: BMW X3 Stock Locator

Model eligibility: New and demonstrator BMW X3 30e xDrive models

The BMW X5 xDrive30d with BMW Finance

Comparison Rate: 0% p.a.

Maximum Finance amount: $128,100

Customer Deposit Required: At least 15% of the vehicle drive away price

Finance set up fees: $0

Find your next BMW X5: BMW X5 Stock Locator

Model eligibility: New and demonstrator BMW X5 xDrive30d models

Fast Finance Estimate

THE BMW iX3. The first of a new era.

The future of the BMW X3 story is electric and it’s closer than you think.

Arriving from mid-2026, the BMW iX3 marks a bold leap forward as the first SUV in BMW’s next‑generation Neue Klasse platform.

Highlights of the BMW iX3 include:

Up to 805 km WLTP driving range, setting a new benchmark for electric SUVs
800‑volt architecture with ultra‑fast DC charging, adding up to 350 km of range in around 10 minutes (charging infrastructure dependent)
Next‑generation BMW Panoramic Vision display and fully digital cockpit experience
A ground‑up electric platform delivering the driving dynamics you expect from BMW, reimagined for an electric future.

From efficiency and performance to design and digital intelligence, the BMW iX3 represents the next evolution of the BMW X3 you know and trust.

The ultimate drive now. The next generation tomorrow.

With a 0% p.a. Comparison Rate on a select BMW X1, X3 or a X5 xDrive30d for 12 months, you could position yourself perfectly to transition into the new BMW iX3.

Terms and Conditions

Comparison Rate Warning. Comparison rate based on a 5-year secured loan of $30,000. WARNING: This comparison rate is true only for the example given & may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Government Charges apply. Participating authorised BMW dealerships only.

BMW Finance, Australian Credit Licence 392387. Fees, charges, conditions and eligibility criteria apply. BMW Finance reserves the right to change or withdraw the offer at any time. Cannot be combined with other offers. Lease products are not eligible for the offer. At participating BMW Dealerships only.

BMW Full Circle in the case of a loan, consists of an option to deliver the vehicle to us instead of paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract term, provided the vehicle is undamaged except for fair wear and tear as determined by us and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term.

The 0%p.a. comparison rate offer is valid on select BMW X1 sDrive18i, X1 sDrive20i, X3 20 xDrive, X3 30e xDrive and X5 xDrive30d models (current iX3 models excluded) with finance applications submitted and approved with vehicles ordered and delivered between 01.04.2026 and 31.05.2026.

^Visit BMW.com.au for warranty and BMW Roadside Assistance information"